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MEDICARE

Medicare is a health insurance program under Social Security for people age 65 or older and some people under age 65 who have disabilities.  It may also be for people of any age who have permanent kidney failure. It provides basic health care coverage and may include prescription drug coverage.   It does not cover all medical expenses or the cost of most long-term care

A portion of the Federal Insurance Contributions Act (FICA) taxes, or payroll taxes paid by workers and their employers finances Medicare. It also is financed in part by monthly premiums paid by beneficiaries.  Social Security helps individuals enroll in the program and provide general Medicare information.

Medicare has Four Parts

• "Part A" premium free hospitalization, which helps pay for care in a hospital and skilled nursing facility, home health care and hospice care; and
• "Part B" supplemental medical, which helps pay for doctors, out-patient hospital care and other medical services
• "Part C" Medicare Advantage Plans, like HMOs and PPOs
• "Part D" premium which helps pay for prescription drug coverage

More Information on Medicare

• Call toll free 1-800-633-4227 (TTY users call 1-877-486-2048)
• Visit www.medicare.gov